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Household insurance

In the frames of household insurance you can insure all your household equipment including valuables, money, electronic and optical appliances, building parts, bicycles, etc.   

Household insurance online

Household insurance can be concluded for:

  • A flat which is being occupied permanently or temporary
  • Non-residential areas in the building (e.g., cellar, utility room, garage)
  • Common locked non-residential areas in the building, where the insured flat is situated
  • Non-residential areas which are situated in a different building but on the same building parcel where the insured flat is situated
  • Non-residential areas at a different address in the same city (e.g., garage, garden shed, etc.) - not included in on-line product
  • Secured areas.

We offer two variants of household insurance:

1­) Basic variant

  • Insurance covers the following risks:
  • Fire
  • Explosion
  • Strike of lightning
  • Storm and hailstorm
  • Earthquake
  • Landslide
  • Avalanche
  • Fall of trees, lampposts or other objects
  • Impact of a motor vehicle or its load
  • Liquid from piping
  • Weight of snow and frost
  • Overpressure and freezing of water
  • Smoke
  • Burglary and theft
  • Fall of aircraft or its parts or load
  • Sonic boom caused by supersonic aircraft
  • Vandalism
  • Overvoltage or undervoltage
  • Breaking of glass in the result of uninsured risk
  • Flood or flooding, if agreed in insurance contract

2. Extended variant:

Insurance of immovable property in this case covers insurance risks of BASIC VARIANT

  • Moreover, the insurance also covers the losses caused by:
  • Implosion
  • Penetration of atmospheric precipitation
  • Sewerage water leak
  • Electrometer
Documents for downloading: 

Insure online

Branch office

MAXIMA pojišťovna, a.s.
Italská 1583/24,
120 00 Praha 2 Vinohrady
Tel.: +420 273 190 400
Fax: +420 273 190 412

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