Disability insurance is a guarantee ensuring financial stability and financial income of the insured person and his family for the case of inability to work due to illness or injury.
The daily compensation insurance together with your health insurance should cover your average monthly income. The daily compensation is within the range of CZK 50 – 3000,- per day. It is up to you to choose the amount of the daily compensation with respect to your income. The total premium amount is then determined, depending on the age of the insured person, job or business and the chosen amount of the daily compensation. Daily compensation insurance ends the same day the retirement, disability, partial disability or early retirement pension starts; at latest at the age of 75 years of the insured person.