Owner liability insurance for damages

  • It applies to all damage incurred in the Czech Republic.
  • It covers the damage of the owner, tenant or manager of the real estate.
  • You may set up the insurance online from the comfort of your home.
  • It is additional insurance to the property or household insurance.

Choose the right option

(For more details on insurance, read the terms and conditions)

  IDEAL EXCELLENT VIP
Personal Injury CZK 1 000 000 CZK 5 000 000 CZK 10 000 000
Property Damage CZK 500 000 CZK 2 500 000 CZK 5 000 000
Subsequent Financial Loss CZK 250 000 CZK 1 250 000 CZK 2 500 000
Non-material Damage CZK 50 000 CZK 100 000 CZK 200 000
MaxDomov

Owner liability insurance for damages

Buďte odpovědní ke svému majetku

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The insurance covers

 

  • Škody vzniklé vlastnictvím

    Damage incurred by ownership, possession, rental or management of real estate

  • Újmy na vlastnictví

    Injury to ownership or operation of equipment in the house intended for tenants

  • Poškození na vlastnictví budovy

    Injury to ownership of a building or work under construction

  • Úhona na vlastnictví

    Injury to ownership or use of the land belonging to the building

  • Škody vzniklé při provádění stavební činnosti

    Damage caused during construction activities

  • Vztahuje se na škody vzniklé na území ČR

    It applies to damages incurred in the Czech Republic

What interests you most

What does the owner liability insurance for damages cover?

This additional insurance applies to damage caused in connection with ownership, possession, rental or management of a real estate, ownership and operation of equipment in the building intended for tenants, ownership of a building or work under construction as well as construction activity. The owner liability insurance for damages covers damage incurred in the Czech Republic.

How can I set up this insurance?

You may set up this insurance only as additional insurance to the property or household insurance. You can set it up online, via our partner network or at our office.

Since when is the insurance in effect?

The insurance is effective since the date specified as the commencement date of the insurance in the insurance policy and ends on the date of its termination.

I need to change some details of the insurance policy. How can I do that?

If you wish to change some detail of your insurance policy, please fill out the Application for Change in Insurance Policy and we will make the appropriate changes accordingly.

How should I report an insured event?

In this case, you are required to fill out the relevant report (Insured Event Report – property and liability insurance and Compensation Claim Report – liability insurance). We recommend accompanying the report with photo documentation of the damaged property and also with the title deeds of the destroyed/damaged property, or even an affidavit.

Which number should I use if I need the assistance service?

If necessary, call this number at any time +420 296 339 687.

How can I terminate the contract?

You can terminate the insurance contract by a written notice of termination delivered within two months of the date of concluding the insurance contract (the insurance will expire at the end of the eight-day notice period), at least six weeks before the end of the insurance period (the insurance will expire by the last day of the given insurance period) or within three months of the date of insurance claim reported to the insurance company (the insurance will expire at the end of the month-long notice period).

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