How does the insurance work?
If the incapacity for work or loss of employment lasts longer than 60 days, as well as in the case of third-degree disability or death of the insured, please complete the Insured Event Report.
Send the filled-out form together with the required documents to the following address:
BNP Pariba Cardif pojišťovna, a.s.
150 00 Praha 5
The insurance company will pay the insurance compensation to the account specified in the Insured Event Report. Only in the event of the death of the insured, the insurance company will pay the compensation to the Home Credit’s account, and it will then be used to repay the loan.
BEZPEČÍ + insurance package (up to 65 years of age)
8.9% rate of the current loan instalment without payment for the insurance
|The insurance company covers||Insurance compensation|
|Incapacity for work||Monthly Instalment|
|Loss of employment or hospitalisation due to injury||Monthly Instalment|
|Third-degree disability||Debt Balance|
BEZPEČÍ insurance package (up to 75 years of age)
2.5% rate of the current loan instalment without payment for the insurance
|The insurance company covers||Insurance
|Hospitalisation due to injury||Monthly Instalment|
|Third-degree disability due to injury||Debt Balance|
|Death due to injury||Debt Balance|
You can find more detailed information on the product in the terms and conditions.