You can insure both immovable property (buildings, halls, constructions) and movable property. Natural hazards insurance covers damage or destruction of the building, hall (workshop) or a construction. You can insure the objects which you own or administrate, or which you are renting. The scope of movable property can include manufacturing or operational units as well as office equipment. Natural hazards insurance also covers material and product stock and employees' property which can be found in the insured building, or third party's property taken over or exploited in relation to the entrepreneurship, for example, things taken over for repair or rented property including leased property.
Basic natural hazards insurance is concluded to cover cases of damage or destructions of insured property, which happened due to:
It is possible to conclude Additional natural hazards insurance to cover cases of damage or destruction of insured property which happened in the result of:
It is also possible to conclude the natural hazards insurance against damage or loss caused by water from piping. If a building is insured against this risk, this also gives the insured the right of claim in cases like:
Conclude effective natural hazards insurane at Maxima insurance company, a.s.