How does the insurance work?
In the case of loss or theft of personal belongings or misuse of card or phone, complete the Insured Event Report form.
Truthfully describe the occurrence and extent of the insured event.
Send it along with the required attachments according to Article 9 of the Framework Insurance Contract HCPIP 1/2016 to the address:
BNP Paribas Cardif pojišťovna, a.s.
Plzeňská 3217/16
150 00 Praha 5
JISTOTA Insurance Package
Costs associated with the misuse of the stolen/lost card
| INSURANCE COMPANY COVERS | Theft | Loss | Insurance compensation amount |
|---|---|---|---|
| Card misuse |  |
|
up to EUR 50* |
| Internet transactions | |
|
up to EUR 50* |
| PIN transactions | |
|
up to CZK 20,000 |
| Cash in your wallet | |
 |
up to CZK 1,000 |
| Cash stolen during ATM withdrawal or within 12 hours from the ATM withdrawal with the HC card, hearing aid | |
|
up to CZK 15,000 (for one thing or all things) |
| Wallet, purse/bag, apartment keys, prescription glasses/sunglasses, inhaler (asthma), payment card (cost of blocking and issue of a new card), personal documents (driving license, national ID, passport, residence permit) | |
|
|
*According to the Payment System Act.
JISTOTA+ Insurance Package
Náklady související se zneužitím odcizené/ztracené karty
| INSURANCE COMPANY COVERS | Theft | Loss | Insurance compensation amount |
|---|---|---|---|
| Card misuse | |
|
up to EUR 50* |
| Internet transactions | |
|
up to EUR 50* |
| PIN transactions | |
|
up to CZK 50,000 |
| Cash in your wallet | |
|
up to CZK 1,500 |
| Cash stolen during ATM withdrawal or within 12 hours from the ATM withdrawal with the HC card, hearing aid | |
|
up to CZK 40,000 (for one thing or all things) |
| Wallet, purse/bag, apartment keys, prescription glasses/sunglasses, inhaler (asthma), payment card (cost of blocking and issue of a new card), personal documents (driving license, national ID, passport, residence permit) | |
|
|
| Hearing aid, car keys, perfume, meal vouchers provided by the employer, vehicle registration certificate, public transportation card, prescription medicine, e-book reader (Kindle etc.), MP3/MP4 player, camera, mobile phone (including cover), misuse of mobile phone | |
|
|
*According to the Payment System Act.
What you should know
The insurance coverage commences according to point 5 of the Framework Insurance Agreement HCPIP 1/2016 and is charged for each month even if you do not draw a loan
The claim to the insurance compensation for the stolen or lost things can be applied twice a year and the theft of a mobile phone once a year
Whether you wish to arrange for such insurance is entirely up to you
You can arrange it when concluding a loan agreement or additionally
The insurance premium is debited along with the loan instalment
The insurance does not cover credit card misuse by a close person
You can find more detailed information on the product in the terms and conditions.
