Claim Notification
Please report incapacity for work, job loss, or care for a family member only after the waiting period has passed, i.e., after 29 days.
The insurance benefit will be paid by the insurance company to the client’s account specified in the claim notification. Only in the event of the insured person’s death will the benefit be paid to the Zonky account. The insurance benefit will be used to repay the loan.
Zonky’s Life Jacket (Zonky záchranná vesta), up to 70 years of age
| The insurance company covers | Insurance compensation | Instalment postponement | Number of postponed instalments |
|---|---|---|---|
| Incapacity for work | Monthly Instalment |  |
up to 12 |
| Loss of employment or hospitalisation | Monthly Instalment | |
up to 12 |
| Taking care of family member | Monthly Instalment | |
up to 12 |
| Disability of third and second degree | Debt Balance | |
up to 3 |
| Death | Debt Balance |  |
|
What you should know
The best deal – 8.9% of the monthly instalment
Immediate help when in trouble
You may request a postponement of the instalments
The risks alternate automatically according to the changes in your life situation.
The entitlement to insurance compensation due to incapacity for work or loss of employment arises only after 29 days of its duration.
The insurance only covers illnesses, or their symptoms, and injuries which will manifest or will be diagnosed only after the commencement of the insurance.
You can find more detailed information on the product in the terms and conditions.
