Zonky’s Life Jacket (Zonkyho záchranná vesta)

  • While arranging the insurance, no medical questionnaire is needed
  • In case of no claim for the duration of the insurance, you will be rewarded
  • The premium is paid together with your loan instalment
  • The instalment postponement may be provided in the waiting period

 

Insured Event Report

 

Zavolejte nám
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Report the damage at the free hotline 800 449 999 or via e-mail to czinfo@cardif.com. The damage claims and insured events are handled by the authorised administrator, the BNP Paribas Cardif insurance company.

Zaslání formuláře na adresu
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If the incapacity for work or loss of employment lasts longer than 30 days, complete the relevant form and send it together with the required attachments to the following address:
BNP Paribas Cardif pojišťovna, a.s.
Plzeňská 3217/16
150 00 Praha 5

Vyplacení pojistného plnění
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The insurance company will pay the insurance compensation to the client’s account specified in the Insured Event Report. Only in the event of the death of the insured, the insurance company will pay the compensation to the Zonky’s account and it will then be used to repay the loan.

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Zonky’s Life Jacket (Zonkyho záchranná vesta), up to 65 years of age

The insurance company covers Insurance compensation Instalment postponement Number of postponed instalments
Incapacity for work Monthly Instalment ok up to 12
Loss of employment or hospitalisation due to injury Monthly Instalment ok up to 12
Third-degree disability Debt Balance ok up to 3
Death Debt Balance fail fail
Pojištění schopnosti splácet k úvěrům Zonky

Zonky’s Life Jacket (Zonkyho záchranná vesta)

It offers premium cash loan repayment insurance

Take out online

 

What you should know

  • Nejvýhodnější nabídka

    The best deal – 8.9% of the monthly instalment

  • Okamžitá pomoc

    Immediate help when in trouble

  • Odložení splátek

    You may request a postponement of the instalments

  • Odložení splátek

    The risks alternate automatically according to the changes in your life situation.

  • Nárok na pojistné plnění

    The entitlement to insurance compensation due to incapacity for work or loss of employment arises only after 30 days of its duration.

  • diagnostika

    The insurance only covers illnesses, or their symptoms, and injuries which will manifest or will be diagnosed only after the commencement of the insurance.

You can find more detailed information on the product in the terms and conditions.

What interests you most

How to proceed if an insured event occurs?

The insured event must be reported at 800 449 999 (no charge) or by completing the relevant form which is available on the company’s website.

How is the insurance compensation paid out?

The insurance compensation is paid out to an account which the client stated in the Insured Event Report. In the event of death, the compensation is paid to the account of the Zonky company, which will then use it to repay the loan.

What should I do if the incapacity for work or the jobless period lasts more than 30 days?

In this case, it is necessary to complete the relevant form and send it together with the required attachments to the following address: BNP Paribas Cardif pojišťovna a.s., Plzeňská 3217/16, 150 00 Prague 5. Use the same address to send the relevant forms with all their attachments in the event of death or the confirmation of third-degree disability. You will find all necessary forms together with more information on the Zonky website.

Can I also claim insurance for illnesses or injuries diagnosed before the commencement of the insurance?

The insurance covers only those illnesses and injuries which occurred after the commencement of the insurance. In case of incapacity for work due to an illness which was treated already before the commencement of the insurance, you can apply for a postponement of instalments.​​​​